PollyTalk

Terms of Service

Last updated: 2026-06-01

These Terms & Conditions govern your access to and use of the PollyTalk application, operated by Jorion Inc. Please read them carefully before using the App.

1. Introduction

This Terms and Conditions Agreement (the "Agreement") is a legally binding contract between you ("User", "you") and Jorion Inc ("Company", "we", "us", or "our"), governing your access to and use of the PollyTalk application (the "App") and related services. By downloading, installing, accessing, or using the App on any device, you acknowledge that you have read, understood, and agree to be bound by this Agreement. If you do not agree, you must discontinue use of the App immediately. We may update or modify this Agreement from time to time. Continued use of the App after changes take effect constitutes acceptance of the revised terms.

2. Eligibility

You must be at least the minimum legal age required in your jurisdiction to use the App. If you are under the age of majority, you may only use the App under the supervision and consent of a parent or legal guardian. By using the App, you represent and warrant that you have the legal capacity to enter into this Agreement. We reserve the right to refuse access to the App or terminate accounts where eligibility requirements are not met.

3. Description of service

The App provides access to an AI-powered communication and learning experience, which may include conversational features, content generation, personalized interactions, and other digital tools (collectively, the "Services"). We may modify, suspend, or discontinue any part of the Services at any time, with or without notice, including features, content availability, or technical support. We do not guarantee that the Services will always be available, uninterrupted, or error-free.

4. Account registration

To access certain features, you may be required to create an account. You agree to: • Provide accurate and complete information • Maintain the confidentiality of your login credentials • Accept responsibility for all activities under your account • Notify us immediately of any unauthorized use or security breach We are not responsible for losses resulting from unauthorized account use caused by your failure to protect your login information.

5. Acceptable use policy

You agree not to use the App for any unlawful, harmful, or abusive purpose, including but not limited to: • Violating any applicable laws or regulations • Infringing intellectual property or privacy rights of others • Uploading or generating harmful, offensive, or deceptive content • Attempting to reverse engineer, modify, or interfere with the App • Using the App to distribute spam, malware, or automated scraping tools We reserve the right to suspend or terminate access if misuse is detected.

6. User content

You may be able to input, submit, or generate content through the App ("User Content"). You retain ownership of your User Content, but you grant us a worldwide, non-exclusive, royalty-free license to use, process, and display such content solely for the purpose of operating and improving the Services. You are solely responsible for your User Content and must ensure it does not violate any laws or third-party rights.

7. Subscriptions and payments

Some features of the App may be offered on a subscription or one-time purchase basis ("Paid Services"). 7.1 Apple App Store. For users on iOS devices, all payments are processed exclusively through Apple's In-App Purchase system. If you choose a subscription, you agree that: • Payment will be charged to your Apple ID account upon confirmation of purchase • Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period • Your Apple ID account will be charged for renewal within 24 hours prior to the end of the current period • You may manage or cancel subscriptions at any time through your Apple ID settings We do not have the ability to directly cancel subscriptions or issue refunds, as all billing is controlled by Apple. Refund requests must be submitted to and handled by Apple in accordance with Apple's applicable refund policies. 7.2 Google Play (where applicable). If you access the App through Google Play, Paid Services may be offered through Google Play's billing system. In such cases: • Payment will be charged to your Google account upon confirmation of purchase • Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period (or as required by Google Play policies) • Your Google account will be charged for renewal within 24 hours prior to the end of the current billing period • You may manage or cancel subscriptions at any time through your Google Play account settings We do not directly process payments or store payment information for Google Play purchases. Refunds for purchases made via Google Play are handled by Google Play in accordance with its refund policies. Prices and subscription terms may vary by platform and region. Any changes will apply to future billing cycles and will not affect already paid periods.

8. Refund policy

8.1 Apple App Store. All purchases made through the Apple App Store are subject to Apple's refund policies. We do not process refunds directly. If you believe you are eligible for a refund, you must submit a request through Apple's official refund mechanism. We do not guarantee that refund requests will be approved, as all decisions are made by Apple. 8.2 Google Play (where applicable). All purchases made through Google Play are subject to Google Play's refund policies. We do not process refunds directly. If you believe you are eligible for a refund, you must submit a request through Google Play's official refund system. We do not guarantee that refund requests will be approved, as all decisions are made by Google.

9. Intellectual property rights

All content, features, functionality, design elements, software code, trademarks, and materials within the App (excluding User Content) are owned by or licensed to Jorion Inc and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to use the App strictly for personal, non-commercial purposes in accordance with this Agreement. You may not: • Copy, modify, distribute, or create derivative works based on the App • Reverse engineer, decompile, or attempt to extract source code • Use our trademarks, branding, or content without prior written consent

10. Third-party services

The App may integrate or interact with third-party services, tools, or APIs. These third parties operate independently and are governed by their own terms and privacy policies. We are not responsible for: • Content or services provided by third parties • Availability, accuracy, or reliability of third-party systems • Any loss or damage arising from your use of third-party services Your use of such services is at your own risk.

11. Disclaimer of warranties

To the maximum extent permitted by law, the App and all Services are provided on an "as is" and "as available" basis. We make no warranties or representations of any kind, express or implied, including but not limited to: • Continuous or uninterrupted availability of the App • Accuracy, reliability, or completeness of any content generated by the App • Fitness of the App for a particular purpose • Absence of errors, bugs, or security vulnerabilities You acknowledge that use of AI-generated content is at your own discretion and responsibility.

12. Limitation of liability

To the fullest extent permitted by applicable law, Jorion Inc, its affiliates, directors, employees, or partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of data, loss of profits, business interruption, device malfunction, or any damages arising from use or inability to use the App. In any case, our total liability shall not exceed the amount you have paid to us (if any) in the past twelve (12) months.

13. Indemnification

You agree to indemnify, defend, and hold harmless Jorion Inc from and against any claims, liabilities, damages, losses, and expenses arising from: • Your use or misuse of the App • Your violation of this Agreement • Your violation of any rights of a third party • Your User Content

14. Termination

We reserve the right to suspend or terminate your access to the App at any time, with or without notice, if we reasonably believe that you have violated this Agreement, misused the Services, or engaged in conduct that may harm the App, other users, or third parties. You may stop using the App at any time by uninstalling it and discontinuing access to your account. Upon termination, your right to use the App will immediately cease. Certain provisions that by their nature should survive termination (including intellectual property rights, limitation of liability, and indemnification) shall remain in effect.

15. Changes to this Agreement

We may update or revise this Agreement from time to time to reflect changes in functionality, legal requirements, or operational needs. When material changes are made, we will take reasonable steps to notify users, such as through the App or other communication channels. Your continued use of the App after the updated Agreement becomes effective constitutes acceptance of the revised terms. If you do not agree to the changes, you should stop using the App.

16. Governing law

This Agreement shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict-of-law principles. Any disputes arising out of or relating to this Agreement or the use of the App shall be subject to the exclusive jurisdiction of the courts located in the applicable jurisdiction, unless otherwise required by mandatory consumer protection laws.

17. Children's use

The App is not intended for children under the age of 13 (or the minimum age required in your jurisdiction for digital consent). We do not knowingly collect personal data from children under this age. If we become aware that such data has been collected, we will take reasonable steps to delete it. If you are a parent or guardian and believe a minor has provided personal information, please contact us so that we can take appropriate action.

18. Severability

If any provision of this Agreement is found to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

19. Entire agreement

This Agreement constitutes the entire understanding between you and Jorion Inc regarding the use of the App and supersedes any prior agreements, communications, or understandings, whether written or oral.

20. Contact information

PollyTalk is operated by Jorion Inc, registered in the United States. If you have any questions about this Agreement, you may contact us at: • Officer Email: dpo@jovimastery.com Company address details are maintained and updated at https://www.jovimastery.com.


Contact
Jorion Inc (PollyTalk)
support@jovimastery.com · https://pollytalk.jovimastery.com